2018 Aflac Incorporated Benefits Guide

to you at all or does not offer coverage that meets certain

standards. If the cost of a plan from your employer that would

cover you (and not any other members of your family) is more

than 9.56 percent of your household income for the year, or

if the coverage your employer provides does not meet the

“minimum value” standard set by the Affordable Care Act, you

may be eligible for a tax credit.

Note:

If you purchase a health plan through the Marketplace

instead of accepting health coverage offered by your employer,

then you may lose the employer contribution (if any) to the

employer-offered coverage. Also, this employer contribution –

as well as your employee contribution to employer-offered

coverage – is often excluded from income for federal and state

income tax purposes. Your payments for coverage through the

Marketplace are made on an after-tax basis.

How can I get more information?

For more information about the coverage offered by Aflac,

please check the summary plan description for the Aflac

Employee Health and Welfare Benefits Plan or contact the

Benefits Department at 706-317-0770.

The Marketplace can help you evaluate your coverage

options, including your eligibility for coverage through the

Marketplace and its cost. Please visi

t HealthCare.gov

for

more information, including an online application for health

insurance coverage and contact information for a Health

Insurance Marketplace in your area.

PART B:

Information About Health Coverage Offered by

Aflac

This section contains information about the health coverage offered by Aflac to eligible employees. If you decide to complete

an application for coverage in the Marketplace, you will be asked to provide this information. This information is numbered to

correspond to the Marketplace application.

Employer Name

Aflac Incorporated

Employer identification Number (EIN)

58-1167100

5. Employer Address

1932 Wynnton Road

Employer Phone Number

706-317-0770

City

Columbus

State

10. Who can we contact about employee health

coverage at this job?

Aflac Incorporated Benefits Department

ZIP Code

31999

11. Phone Number

706-317-0770

12. Email address

N/A

Here is some basic information about health coverage offered by Aflac:

➤

As your employer, we offer a health plan to:

All employees.

Some employees.

Please see the summary plan description for

the Aflac Employee Health and Welfare Benefits

Plan for a description of the plan’s eligibility

requirements.

➤

With respect to dependents:

We do offer coverage.

We do not offer coverage.

Please see the summary plan description for

the Aflac Employee Health and Welfare Benefits

Plan for a description of the plan’s eligibility

requirements.

REFERENCE Salary Redirection Appendix and Legal Notices Managing Your Retirement 401(k) Plan Short- and Long-Term Disability Accidental Death and Dismemberment Group Term Life Flexible Spending Employee Assistance Program ADDITIONAL BENEF ITS Vision Plan Dental Plan Options Health Plan and Prescription Drug Benefits HEALTH AND WELLNESS PLANS

How to Apply for

Aflac Coverage

How to Make Your 2018 Benefits Elections 2018 Benefits Highlights 2018 BENEF ITS GUIDE About This Guide When to Enroll Summary of Benefits Glossary Quick Reference